Banks still rely heavily on SMS for transaction alerts, fraud warnings, and OTP codes. If you manage finances across devices or share banking oversight with a partner or accountant, manually checking your phone for every alert is inefficient.
Fwrdly lets you automatically forward bank SMS alerts to your email, Telegram, Slack, or any destination — so you never miss a transaction notification.
Common Bank SMS You Can Forward
- Transaction alerts (“$500 withdrawn from checking”)
- Payment confirmations (“Payment of $49.99 to Netflix processed”)
- Fraud warnings (“Unusual activity detected on your card”)
- OTP and verification codes for online banking
- Balance notifications (“Your balance is below $100”)
- Credit card payment reminders
Setting Up Bank Alert Forwarding
Step 1: Install Fwrdly
Download Fwrdly from the App Store. Setup takes under 5 minutes.
Step 2: Choose Your Destination
Where should bank alerts go?
- Email — best for archiving and searching transaction history
- Telegram — instant push notification on all your devices
- Slack — if you manage business finances and want team visibility
Step 3: Set Up a Keyword Filter
This is the key step. You don’t want all SMS forwarded — just bank alerts. In Fwrdly:
- Add your destination (Email, Telegram, etc.)
- Enable keyword filtering
- Add keywords like:
transactionwithdrawnpaymentbalanceOTPverificationfraudcredit card
Now only messages matching these keywords will be forwarded.
Step 4: Optional — Filter by Sender
If your bank always sends from the same number or short code, you can filter by sender instead of (or in addition to) keywords. This is more precise — only messages from your bank’s number get forwarded.
Use Cases
Personal finance tracking Forward all bank alerts to a dedicated email folder. Search and review transactions anytime without scrolling through your Messages app.
Shared family finances Forward bank alerts to a family Telegram group so both partners see spending in real time.
Business expense monitoring Route company card transaction alerts to a Slack channel so the finance team can spot unauthorized charges immediately.
Accountant access Forward transaction summaries to your accountant’s email for bookkeeping — no manual copying of bank statements.
Travel alerts When traveling abroad, forward bank fraud alerts to Telegram so you can respond immediately even if you’re on a local SIM.
Security Considerations
Bank SMS contains sensitive information. Keep these best practices in mind:
- Forward to private channels only — not public Slack channels or group chats
- Use Fwrdly’s on-device processing — messages go directly to your destination, never through Fwrdly’s servers
- Enable two-factor authentication on your email and Telegram accounts
- Periodically review your forwarding rules and disable ones you no longer need
Frequently Asked Questions
Will my bank know I’m forwarding their messages? No. Forwarding happens silently on your device. Your bank has no visibility into it.
Can I forward alerts from multiple banks? Yes. Create separate rules for each bank or use broad keywords that match all bank alerts.
What about MMS or rich messages from banks? Fwrdly forwards SMS text content. If your bank sends images or rich media via MMS, the text portion will be forwarded.
Does this replace my banking app’s push notifications? No — it’s complementary. You still receive the original SMS and any push notifications from your banking app. Fwrdly adds an additional copy to your chosen destination.
